1 We provide rate and payment calculators as resources to help you evaluate lending products. Results are estimates and we don't guarantee them or your ability to receive the loan terms.
2 Annual Percentage Rates (APR) appearing in calculator results are determined based on the selected dealer state and loan-to-value ratio of 100%. Loan details are estimates, based on the information you provided, and Chase does not guarantee the results or your ability to receive these terms. If you have questions about your specific financial situation, consult your financial advisor. Your application will be subject to credit approval by JPMorgan Chase Bank, N.A, using your application and credit information. Additional terms and conditions apply, such as vehicle age and mileage. No down payment is required. APR is the cost of credit, expressed as a yearly rate. If you obtain financing from a dealer in OH or IN, then your APR will include a loan origination fee of $195, as part of the calculation of the cost of the credit, which will make the APR higher than the interest rate when you finance.
3 Your credit history and related score are used by lenders to evaluate your loan and credit requests. Lenders use this information to see if you have missed payments, carry high balances, or are in other ways over-extending yourself financially. For this reason, it's a good idea to check your credit report to make sure inaccuracies aren't impacting your credit. You may use the following categories as a general guideline in evaluating your own creditworthiness. These are general guidelines only, and Chase uses other factors including all of your other application information in evaluating your application.
4 To finance a new or used car with your dealer through Chase, you must purchase your car from a select dealer in the Chase network and apply online or by calling 1-855-292-7321. The dealer will be the original creditor and assign the financing to Chase. Financing may be available for applicants selecting dealers outside of the Chase network, but the credit decision and closing process are different. All applications are subject to credit approval by JPMorgan Chase Bank, N.A. Additional terms and conditions apply, such as vehicle make, age and mileage.