Auto financing tools to get you on the road1

Refinance Payment Calculator

Our calculator helps you estimate your monthly payment and total interest paid over the life of your loan. Input your loan information and calculate.

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Ready to refinance your car loan?

Apply online today and see if refinancing is right for you.3


1 We provide these tools and calculators as a resource to help you evaluate lending products. Results are only estimates and we don't guarantee the results or your ability to receive the loan terms.

2 Additional terms and conditions apply, such as vehicle age and mileage. Annual Percentage Rates (APR) shown for Chase customer rate discounts include the maximum discount of 0.50%, as described below. Rates and discounts are subject to change at any time. Actual APR will be determined when you apply and will be based on your application and credit information. The APR shown in the chart is based on a loan amount of $23,000, a loan-to-value ratio of 95% for used vehicles, which is from the previous model year, and excellent borrower credit history (FICO® credit rating of 740 and above). The Loan Calculator assumes 30 days in a month and a first payment scheduled 30 days after the start date of an auto loan to calculate a monthly loan payment example. Monthly payment amounts vary by loan term and rate. For example, the minimum payment is $418.41 over a 60 month loan at 3.5% APR. No down payment is required.

3 Refinancing is subject to credit approval by JPMorgan Chase Bank, N.A. (“Chase”). You may apply online or by calling 1-866-449-7204. Rates will be determined at the time you apply based on application information. Additional terms and conditions apply such as vehicle age and mileage. If you decide to refinance with JPMorgan Chase Bank, N. A. (“Chase”), you may be able to lower your monthly loan payment or reduce your APR. However, if you choose a loan term that is no longer than the term left on your existing auto loan, you will pay interest over a longer period of time, and the overall cost of your loan may be higher. Consult your financial advisor to see if refinancing your auto loan is right for you.