Auto Refinance Calculator1

Calculate and compare your new loan terms to see if refinancing is right for you.2

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New loan

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1 We provide rate and payment calculators as resources to help you evaluate lending products. Loan details are estimates, based on the information you provided, and Chase does not guarantee the results or your ability to receive these terms.

Refinancing is subject to credit approval by JPMorgan Chase Bank, N.A. (“Chase”). You may apply online or by calling 1-866-449-7204. Rates will be determined at the time you apply based on application information. Additional terms and conditions apply such as vehicle age and mileage. If you decide to refinance with JPMorgan Chase Bank, N. A. (“Chase”), you may be able to lower your monthly loan payment or reduce your APR. However, if you choose a loan term that is no longer than the term left on your existing auto loan, you will pay interest over a longer period of time, and the overall cost of your loan may be higher. Consult your financial advisor to see if refinancing your auto loan is right for you.

2 Additional terms and conditions apply, such as vehicle age and mileage. Rates and discounts are subject to change at any time. Actual APR will be determined when you apply and will be based on your application and credit information. The rate shown in the chart is based on a loan amount of $23,000, a loan-to-value ratio of 80% for new and 95% for used vehicles, and excellent borrower credit history (FICO® credit rating of 740 and above). The Loan Calculator assumes 30 days in a month and a first payment scheduled 30 days after the start date of an auto loan to calculate a monthly loan payment example. Monthly payment amounts vary by loan term and rate. For example, the minimum payment is $418.41 over a 60 month loan at 3.5% APR. No down payment is required.