Mazda Capital Services *
Lease vs. Loan
Show the Side Menu Menu button
Home Lease vs. Loan Lease-end Info Financing Steps Glossary Contact Us Sign-In Sign-In
  • COMPARE
  • LEASE
  • LOAN

Lease vs. Loan

At Mazda Capital Services, we provide you with the options to lease or purchase your next Mazda vehicle.

GET STARTED

Decide which option will put you in the driver’s seat

Why a lease?

Flexible commitment
  • With a lease, you can choose a new vehicle with the latest technology and features every 24 to 48 months.
  • You may enjoy lower monthly payments and flexible mileage options.
  • Convenient lease-end options: at lease maturity, trade in your Mazda for a new one, buy it or select a different vehicle.

Why a loan?

More control
  • Each payment brings you closer to the pride of ownership. The creditor usually holds a security interest on the vehicle until you make your final payment.
  • Unlimited mileage lets you drive where you want without counting miles.
  • Enjoy the full benefit of the trade-in or resale value.

Lease vs. Loan

LEASE A NEW MAZDA
  • Flexible lease terms help you decide how long to keep your Mazda. (Terms and limits apply.)
  • Enjoy new vehicle performance and the latest technology features.
PURCHASE A NEW MAZDA
  • Pay to own your new vehicle. Once you make the final payment, it’s all yours.
  • You may build equity in your vehicle with every payment.
  • When you finance the purchase of your Mazda, the creditor usually holds a security interest on the vehicle until you have paid the contract in full.

Mileage Options

  • Flexible mileage options to suit your driving needs.
  • Drive as many miles as you want.

Potential Upfront Costs

  • Down payment — The total amount of money you pay up front to reduce the capitalized cost of the lease.
  • Acquisition Fees, taxes, registration and titling.
  • First month's payment.
  • Down payment, any additional products or services purchased.
  • Taxes, registration and titling.

Financing for College Grads

  • If you’re a recent or soon-to-be college graduate, you may be eligible for financing assistance that can help put you behind the wheel of a Mazda.
  • Please check with your local Mazda dealer for details.
  • If you’re a recent or soon-to-be college graduate, you may be eligible for financing assistance that can help put you behind the wheel of a Mazda.
  • Please check with your local Mazda dealer for details.

Single-Pay Lease

  • Pay your lease up-front at the time of signing.
  • With a single-pay lease, you will not have a monthly payment.
  • Single-Pay Lease does not apply when purchasing.

Certified Pre-Owned

  • Certified Pre-Owned does not apply when leasing.
  • Enjoy financing specifically for Certified Pre-Owned vehicles.
  • Can help you get the car of your dreams for less than you may have thought possible.
Mazda Vehicles
Mazda Vehicles
  • ALL MODELS
  • COMPARE VEHICLES
  • MAZDA OWNERS
  • VISIT MYMAZDA
Shopping Tools
Shopping Tools
  • Build and Price BUILD AND PRICE
  • Current Mazda Offers MAZDA SPECIAL OFFERS
  • Mazda Collection (trademark) Premium Apparel and Merchandise MAZDA COLLECTION™ PREMIUM APPAREL AND MERCHANDISE
  • FIND A DEALER FIND A DEALER
  • TRADE-IN ESTIMATOR TRADE-IN ESTIMATOR
  • CPO INVENTORY SEARCH CPO INVENTORY SEARCH
Financing Tools
Financing Tools
  • Payment Estimator PAYMENT ESTIMATOR
  • GET STARTED GET STARTED
  • Apply for Financing Apply for Financing
Online and Mobile Payments
Online and Mobile Payments
  • MOBILE BANKINGopens in a new window
  • SIGN-UP FOR ONLINE BANKINGopens in a new window

*return to main body content The tradename “Mazda Capital Services” as well as the Mazda and Mazda Capital Services logos are owned by Mazda Motor Corporation (“Mazda”) or its affiliates and are licensed to JPMorgan Chase Bank, NA. (“Chase”). Retail/Loan and lease accounts are owned by Chase. Mazda is solely responsible for its products and services and for promotional statements about them and is not affiliated with Chase or its affiliates.

Auto loans and leases through Mazda Capital Services are subject to credit approval by Chase. Additional terms and conditions may apply.

opens in a new windowPrivacy opens in a new windowSecurity opens in a new windowTerms of Use opens in the same windowSite map opens in a new windowAccessibility AdChoices

© 2019 JPMorgan Chase Bank, N.A. Member FDIC

Skip Side Menu
close navigation
    • Home
    • Sign-InSign in
  • Mazda Capital Services
    • Lease vs. Loan
    • Lease-End Info
    • Financing Steps
    • Glossary
    • Contact Us
    • Simple Interest (PDF)
  • FINANCING TOOLS
    • Payment Estimator
    • Get Started
    • Apply for Financing
  • Mazda
    • Build Your Own
    • Find a Dealer
    • Inventory Search
close navigation
Begin external link overlay.
You're Now Leaving Chase
Chase's website and/or mobile terms, privacy and security policies don’t apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn’t responsible for (and doesn’t provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.
CancelClose Overlay ProceedOpens new window
End external link overlay.

Please turn on JavaScript in your browser

It appears your web browser is not using JavaScript. Without it, some pages won't work properly. Please adjust the settings in your browser to make sure JavaScript is turned on.