Lease vs. Buy | Mazda Capital Services

Decide which option will put you in the driver’s seat

Why a lease?

Flexible commitment

With a lease, you can choose a new vehicle with the latest technology and features every 24 to 48 months.
You may enjoy lower monthly payments, fewer maintenance costs and flexible mileage options.
Convenient lease-end options: at lease maturity, trade in your vehicle for a new one, buy it or select a different vehicle.

Why a loan?

More control

Each payment brings you closer to the pride of ownership. The creditor usually holds a security interest on the vehicle until you make your final payment.
Unlimited mileage lets you drive where you want without counting miles.
Enjoy the full benefit of the trade-in or resale value.
You may build equity in your vehicle with every payment.

Lease vs. Loan

LEASE A NEW MAZDA

Choose a new vehicle to drive every 24 to 48 months.
Flexible lease terms help you decide how long to keep your Mazda. (Terms and limits apply.)
Enjoy new vehicle performance and the latest technology features.
Convenient lease-end options: at lease maturity, trade in your Mazda for a new one, buy it or select a different vehicle.

PURCHASE A NEW MAZDA

Pay to own your new vehicle. Once you make the final payment, it’s all yours.
Enjoy the full benefit of the trade-in or resale value.
You may build equity in your vehicle with every payment.
When you finance the purchase of a car, the creditor usually holds a security interest on the vehicle until you have paid the contract in full.

Mileage Options

Drive a limited number of miles (e.g. 12,000 or 15,000) per year with options to add more.

Drive as many miles as you want.

Potential Upfront Costs

Down payment — The total amount of money you pay up front to reduce the capitalized cost of the lease.
Taxes, registration and titling.

Down payment, any additional products or services purchased.
Taxes, registration and titling.

Financing for College Grads

If you’re a recent or soon-to-be college graduate, you may be eligible for financing assistance that can help put you behind the wheel of a Mazda.
Please check with your local Mazda dealer for details.

If you’re a recent or soon-to-be college graduate, you may be eligible for financing assistance that can help put you behind the wheel of a Mazda.
Please check with your local Mazda dealer for details.

Single-Pay Lease

Pay the entire amount at the beginning of the lease (also known as a one pay lease).
With a single-pay lease, you will not have a monthly payment.

Single-Pay Lease does not apply when purchasing.

Certified Pre-Owned

Certified Pre-Owned does not apply when leasing.

Enjoy financing specifically for Certified Pre-Owned vehicles.
Can help you get the car of your dreams for less than you may have thought possible.

*return to main body content The tradename “Mazda Capital Services” as well as the Mazda and Mazda Capital Services logos are owned by Mazda Motor Corporation (“Mazda”) or its affiliates and are licensed to JPMorgan Chase Bank, NA. (“Chase”). Retail/Loan and lease accounts are owned by Chase. Mazda is solely responsible for its products and services and for promotional statements about them and is not affiliated with Chase or its affiliates.

Auto loans and leases through Mazda Capital Services are subject to credit approval by Chase. Additional terms and conditions may apply.