How financing with
Chase works

1. Apply
Fill in a few details including car choice and dealer to get a credit decision. Don't worry, you can update your car later, if needed.

2. Get financing
Once approved, we'll send the details directly to you and your chosen dealer, saving you time and paperwork.

3. Drive off the lot
Choose your car preferences with the dealer, Chase is available if any financing changes are needed, drive off with confidence.
Not sure how much you
can borrow?
Get prequalified with no impact to your credit score.
Get prequalifiedChase Auto. Financing you
can bank on.
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Answers to your financing questions
No, Chase doesn't offer auto refinancing right now.
You may be able to purchase your leased vehicle. Contact your leasing company to discuss your options. Check your statement for contact info.
If your dealership is in the Chase network but you can't find it using the dealer locator tool, you'll need to apply directly with the dealership. If your dealership isn't in the Chase network, you can't apply for financing with Chase.
Most decisions are available within 2–3 hours, but it can take longer. We'll email your decision to the address you provide with your application. Or, check the status of your application at chase.com/loanstatus.
No, Chase doesn't offer financing for private party vehicle purchases.
A down payment is the initial amount of money you want to pay toward your car, and it can lower your financing amount and monthly payments. A down payment isn't required when you finance with Chase.
Complete an online application with us directly, or go to your dealership to apply.
Yes, you'll need to know the make, model and trim of the vehicle you want to buy, along with the name of the dealership you want to use. This will help us give you the most accurate credit decision and rate possible.
You must be 18 years old or older to apply.
Yes. Choose the option to apply with a co-applicant when starting your application.
If you receive an error message, first refresh your browser and try again. If it continues, use a different browser (i.e. Firefox, Chrome).
To apply with only your information, choose "No" when asked if you're a Chase customer during the application. Then, you'll be able to enter your info.
1 To finance a new or used car with your dealer through JPMorgan Chase Bank, N.A. ("Chase"), you must purchase your car from a dealer in the Chase network. The dealer will be the original creditor and assign the financing to Chase. All applications are subject to credit approval by Chase. Additional terms and conditions apply, such as vehicle make, age and mileage. Your lock applies only to the specific vehicle and terms you requested; any changes may result in a rate change.
*Chase does not offer auto refinancing.