Get a fast credit decision, competitive rates with a 30 day rate lock.1

Apply now

How financing with
Chase works

Laptop sitting on a desk

1. Apply

Fill in a few details including car choice and dealer to get a credit decision. Don't worry, you can update your car later, if needed.

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2. Get financing

Once approved, we'll send the details directly to you and your chosen dealer, saving you time and paperwork.

Smiling woman at the wheel of a vehicle

3. Drive off the lot

Choose your car preferences with the dealer, Chase is available if any financing changes are needed, drive off with confidence.


Not sure how much you
can borrow?

Get prequalified with no impact to your credit score.

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Explore rates and payments2

Get estimated rates and monthly payments on financing.3
All fields are required.

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Answers to your financing questions

An auto finance application can only be submitted online.

1 To finance a new or used car with your dealer through JPMorgan Chase Bank, N.A. ("Chase"), you must purchase your car from a dealer in the Chase network. The dealer will be the original creditor and assign the financing to Chase. All applications are subject to credit approval by Chase. Additional terms and conditions apply, such as vehicle make, age and mileage. Your lock applies only to the specific vehicle and terms you requested; any changes may result in a rate change.

2 APR (Annual Percentage Rate) is the cost of credit, expressed as a yearly rate. APRs appearing in rate tables and/or calculator results are based on your input and are subject to change at any time. Additional terms and conditions apply such as vehicle age and mileage. When you apply for credit, your application is subject to credit approval by Chase using your full credit history, related score, income and other factors to evaluate your request and ability to repay. Consider checking your credit report occasionally to be sure inaccuracies aren't impacting your ability to receive credit. Calculator results are also based on your selected dealer state, loan-to-value ratio of 100% and only apply to car purchases from a dealer in the Chase network. If you obtain purchase financing from a dealer in IN, your APR will include an origination fee of $195, as part of the calculation of the cost of the credit, which will make the APR higher than the interest rate when you finance.

3 We provide rate and payment calculators as resources to help you evaluate payment amounts that may be right for you. Calculator results are based on the information you provided, and Chase does not guarantee your ability to receive these terms. The calculator assumes 30 days in a month and a first payment scheduled 30 days after the start date to calculate a monthly payment. Monthly payment amounts vary by term and rate. For example, the minimum payment is $418.41 over a 60 month term at 3.5% APR for an amount of $23,000. No down payment is required.

*Chase does not offer auto refinancing.