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1 To finance a new or used car with your dealer through JPMorgan Chase Bank, N.A. (“Chase”), you must purchase your car from a dealer in the Chase network. The dealer will be the original creditor and assign the financing to Chase. All applications are subject to credit approval by Chase. Additional terms and conditions apply, such as vehicle make, age and mileage.
2 APR (Annual Percentage Rate) is the cost of credit, expressed as a yearly rate. APRs appearing in rate tables and/or calculator results are based on your input and are subject to change at any time. Additional terms and conditions apply such as vehicle age and mileage. When you apply for credit, your application is subject to credit approval by Chase using your full credit history, related score, income and other factors to evaluate your request and ability to repay. Consider checking your credit report occasionally to be sure inaccuracies aren't impacting your ability to receive credit. For PURCHASE (loan) calculations only: calculator results are also based on your selected dealer state, loan-to-value ratio of 100% and only apply to car purchases from a dealer in the Chase network. If you obtain purchase financing from a dealer in OH or IN, your APR will include a loan origination fee of $195, as part of the calculation of the cost of the credit, which will make the APR higher than the interest rate when you finance.
3 We provide rate and payment calculators as resources to help you evaluate lending products and payment amounts that may be right for you. Calculator results are based on the information you provided, and Chase does not guarantee your ability to receive these terms. The Loan Calculator assumes 30 days in a month and a first payment scheduled 30 days after the start date of an auto loan to calculate a monthly loan payment example. Monthly payment amounts vary by loan term and rate. For example, the minimum payment is $418.41 over a 60 month loan at 3.5% APR. No down payment is required.