Get fast & simple auto financing
Lock-in your interest ratefootnote reference1 before you head to the dealership.
Refinancing with us could lower your car payments
Prequalify to buy or refi in seconds
It won’t impact your credit score and is accepted at all Chase network dealers.
Use our calculator to help accurately plan your budget.
Get perks to help buy your next ride.
Shop for a car online
Shop dealer inventory, then apply for financing online or with one of thousands of participating dealers nationwide.
Get a Rivian in less than 6 weeks
Both the R1T and the R1S are now eligible for leasing and qualify for a $7,500 EV lease incentive.footnote reference2 Select configurations are available for delivery within 1 - 6 weeks.
Get your car’s current value
Learn about your current trade-in value, maintenance info, plus get personalized offers.
Auto FAQs
Yes, if your car and current financing meet all requirements, you can submit an application opens in the same window to refinance.
No, you don't need a Chase account to finance or refinance with Chase.
You may be able to purchase your leased vehicle. Contact your leasing company to discuss your options. Check your statement for contact info.
Use our rate and payment calculator opens in the same window to get your estimated interest rate and monthly payment amount.
A down payment is the initial amount of money you want to pay toward your car, and it can lower your financing amount and monthly payments. A down payment isn't required when you finance with Chase.
No, Chase doesn't offer financing for private party vehicle purchases.
If your dealership is in the Chase network but you can't find it using the dealer locator tool opens in the same window , you'll need to apply directly with the dealership. If your dealership isn't in the Chase network, you can't apply for financing with Chase.
Prequalification opens in the same window is an estimate of how much you may be able to borrow for a vehicle. This estimate is based on the income info you provide and your credit report. The prequalification request won't affect your credit score.
Prequalifying doesn't mean that you're guaranteed an offer, and it's not a financing application.
If you get prequalified, you'll have an estimate of how much you may be able to borrow. This can help you plan your vehicle financing before you apply.
The Chase prequalification tool won't provide results in some cases, like if you have a freeze on your credit or a recent change in address.
If you don't get prequalified:
- You can check your credit score for free with Chase Credit Journey opens in the same window .
- Even if you've not been prequalified, you're always welcome to shop for and choose a vehicle on Chase.com/auto, and apply online.
We'll connect you with Chase's online inventory so you can shop for a vehicle. Please remember, prequalifying doesn't mean that you're guaranteed an offer. Once you've chosen a vehicle you can also apply online before going to the dealer. If your application is approved, you'll get your financing amount and annual percentage rate (APR).
Our shopping experience works best when you plan to buy a new vehicle in the next 30 days.
You can search our local dealer inventory opens in the same window or shop in person through our local dealer network opens in the same window to find a vehicle that's right for you. When you find a vehicle you’re interested in, you'll have the option to take a test drive and ask the dealer any additional questions. Once you've decided on a vehicle, you can also apply for financing online opens in the same window or with your dealer and get a decision in minutes. If you apply online, you'll finish your paperwork with the dealership.
If you’re not ready to buy within the next 30 days, check out Chase Auto opens in the same window for more resources and information.
Online dealer inventory is refreshed several times a day. If you have a question about available vehicles, check directly with the dealer.
Yes, the Chase local dealer network extends beyond those that offer online inventory. Chase financing is available whether you shop and finance online with Chase, or shop and finance in the traditional way through an in-person Chase network dealer.
No, you don't have to finance your vehicle with Chase.
Within our exclusive MyCar dashboard, we offer insights like your current car’s trade-in value, and a calculator to help estimate your rates and monthly payment if you’re shopping for a car.
When you get prequalified opens in the same window , you request an estimate of how much you may be able to borrow for a vehicle. This estimate is based on the income and credit info you provide us. The prequalification request won't affect your credit score.
Prequalifying doesn't mean that you're guaranteed an offer, and it's not a financing application.
If you’re a Chase customer, sign in with your username and password to access your MyCar dashboard. If you have any available pre-approval offers you’ll see that special offer messaging on your dashboard along with any relevant terms & conditions.
footnote target1To finance a new or used car with your dealer through JPMorgan Chase Bank, N.A. ("Chase"), you must purchase your car from a dealer in the Chase network. All applications are subject to credit approval by Chase. Additional terms and conditions apply, such as vehicle make, age and mileage. Your lock applies only to the specific vehicle, dealer and terms you requested; any changes may result in a rate change.
