Auto financing tools to get you on the road¹

Why buy or finance your car
through Chase?

¹ We provide these tools and calculators as a resource to help you evaluate lending products. Results are only estimates and we don't guarantee the results or your ability to receive the loan terms.

² Annual Percentage Rates (APR) shown are determined based on the selected dealer state and an estimated loan-to-value ratio of 100%. Loan details are estimates, based on the information you provided, and Chase does not guarantee the results or your ability to receive these terms. If you have questions about your specific financial situation, consult your financial advisor. Your application will be subject to credit approval by JPMorgan Chase Bank, N.A, using your application and credit information. Additional terms and conditions apply, such as vehicle age and mileage. No down payment is required. APR is the cost of credit, expressed as a yearly rate. If you obtain financing from a dealer in OH or IN, then your APR will include a loan origination fee of $195, as part of the calculation of the cost of the credit, which will make the APR higher than the interest rate when you finance.

³ Your credit history and related score are used by lenders to evaluate your loan and credit requests. Lenders use this information to see if you have missed payments, carry high balances, or are in other ways over-extending yourself financially. For this reason, it's a good idea to check your credit report to make sure inaccuracies aren't impacting your credit. You may use the following categories as a general guideline in evaluating your own creditworthiness. These are general guidelines only, and Chase uses other factors including all of your other application information in evaluating your application.

⁴ Additional terms and conditions apply, such as vehicle age and mileage. Annual Percentage Rates (APR) shown for Chase customer rate discounts include the maximum discount of 0.50%, as described below. Rates and discounts are subject to change at any time. Actual APR will be determined when you apply and will be based on your application and credit information. The APR shown in the chart is based on a loan amount of $23,000, a loan-to-value ratio of 95% for used vehicles, which is from the previous model year, and excellent borrower credit history (FICO^® credit rating of 740 and above). The Loan Calculator assumes 30 days in a month and a first payment scheduled 30 days after the start date of an auto loan to calculate a monthly loan payment example. Monthly payment amounts vary by loan term and rate. For example, the minimum payment is $418.41 over a 60 month loan at 3.5% APR. No down payment is required.